Pay over time with PayBright

Spread the cost of a purchase over $______ into [#] easy monthly
payments*. Just select PayBright at checkout.

*Subject to credit approval.

What is PayBright?

PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting PayBright as a payment method at check-out, customers
can enjoy their purchase immediately, while spreading their payments
over time.

Why use PayBright?

Prequalify before you buy
Get your PayBright spending limit while you’re still shopping.

Quick and convenient checkout
Place your order quickly and easily by choosing PayBright as your
payment method at checkout. Enter a few details to get an instant
decision and complete your purchase.

Easy payments
PayBright will automatically debit/charge monthly payments using
your preferred payment method: a bank account or a Visa/Mastercard
debit/credit card.

How do I use PayBright?

1. Select PayBright at checkout
Shop at your favourite stores that offer PayBright and select us as
your payment option at checkout.

2. Get set up
Use your mobile phone number to set up your PayBright plan within
60 seconds.

3. Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your
purchase today and pay later.

Frequently Asked Questions

• To be 18+ years old
• To be a resident of Canada
• A Canadian bank account, or a Visa/Mastercard credit/debit card.
Your debit card must have the Visa or Mastercard logo
• An SMS-capable Canadian phone number
• To meet the minimum cart size required to use PayBright as a
payment option at checkout.

If your basket is eligible for monthly payments with PayBright, the
option will be presented at checkout. After confirming your phone
number, you’ll be sent a one-time SMS password to confirm your
identity. You’ll then enter a few details for an instant decision. If you’re
approved, you will set up your repayment method with PayBright and
accept the terms of your payment plan.

To learn more about PayBright and credit checks, please read this
helpful FAQ article on the PayBright help site.

For more information on interest or fees, please see this helpful article
on the PayBright help site.

Unfortunately, PayBright is not able to provide payment plans to
every applicant. This could be due to the information on your credit
file, or because PayBright was not able to verify your identity or your
payment method.

PayBright currently accepts pre-authorized debits from your Canadian bank
account, or a Visa/Mastercard credit/debit card. Debit cards must have the
Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Your login details to access your PayBright account are in the confirmation email
sent to you when you first completed your transaction. Can’t find the details?
Please contact the PayBright team.

Please reach out to the PayBright team and they will be happy to look into the
options available. You can contact them using this contact form.

For more information on late or NSF fees, please see the FAQ article on the
PayBright help site.

Purchases made using PayBright are subject to Kawartha Quilting and Sewing’s standard return
policy. Any returns will be processed by Kawartha Quilting and Sewing, and your PayBright
balance will be reduced, cancelled, or refunded accordingly. If the Kawartha Quilting and Sewing
has provided a refund to you via a gift card, you must still continue repaying your
installment plan in full. For information on returns, review Kawartha Quilting and Sewing’s return

For further information, please refer to PayBright’s FAQ page.